| |
|
| |
|
| |
|
| |
Social Security Article
Social Security Disability: Myth and Reality
By H. Mayo Smith
Top Ten Things To Know If You Are An Investor In, Or Director Of, A Failing Business
By Mark Berman and John Duncan
What You Don't Know About Social Security Disability Checks Could Destroy Your Chances Of Getting Them
Much of the information available from friends, neighbors and even your doctor may be unintentionally unreliable.
MYTH
I'm entitled to Social Security Disability because my doctor says I'm disabled.
REALITY
Your doctor's opinion of disability is important but does not bind the Social Security Administration. Because eligibility involves your past work, age, education and training, a finding of disability is more of a legal question as a medical question.
MYTH
I should file for Social Security Disability right away because I just got hurt or sick.
REALITY
The earlier you file the easier it is for Social Security to deny your claim on the hope that you will get better before you have been off work a year. Since you get no benefits for the first five full calendar months you are off work, it is often better to file after you have been off several months. As long as you file no more than 17 months after you stop work, you will not lose money by waiting.
MYTH
I'm automatically entitled to Social Security Disability because I've already been off work a year.
REALITY
It is true that your disability must last at least 12 months, but that is only one of six items you have to prove to get a Social Security Disability check.
MYTH
My Social Security Disability payments are permanent.
REALITY
Wrong. You only get checks as long as you continue to meet the disability requirements. By law, Social Security must re-examine all disability claims periodically.
MYTH
I'm already disabled under Workers' Compensation law so I'm automatically entitled to Social Security.
REALITY
A finding of disability by the Worker's Compensation Commission, the Veteran's Administration or other government or private organization does not bind the Social Security Administration.
There is often a grain of truth in what everyone thinks they know about Social Security Disability. The problem is that the individual does not know he kernel of truth from the husk of trash until it is too late.
|
| |
|
| |
|
| |
|
